Sanlam Personal Loans up to R150 000 in South Africa

Apply for Sanlam Personal Loans offering up to R150 000 for unexpected expenses, a medical emergency, or anything Sanlam Personal Loans are ideal for you.

Get Sanlam Personal Loans of up to R150 000 at a fixed interest rate.
Ideal when you need money for unexpected expenses, a medical emergency, or to fund a specific project, we can offer you Sanlam Personal Loans according to your needs and circumstances.

How To Apply for Sanlam Personal Loans

  • It is quick and easy to apply for a Sanlam Personal Loans.
  • Call us at 0861 08 08 88 to apply 08:00 to 20:00 any day of the week.
  • Ask us to call you
  • Apply now by completing our on line application form and find out if you qualify
  • The final loan amount will be based on your current financial profile and is subject to credit approval.

Requirements and what you need to provide for Sanlam Personal Loans

  • You must be a South African citizen and over 18 years of age
  • You must permanently live and work in South Africa
  • You must earn a regular monthly income of at least R2 500 per month (we will request proof of income such as your last 3 months’ payslips or bank statements)
  • You must have a good credit record
  • You must be able to provide your bank account details into which your salary is paid
  • You must also be able to provide a clear copy of your ID document

Sanlam Personal Loans Scam Alert

Sanlam warns the public to be vigilant as false entities, from time to time, use the Sanlam brand and logo to approach people with fraudulent Sanlam Personal Loans offers.

These false invitations are typically generated via platforms such as LinkedIn or are sent directly via email or postal addresses that use legitimate-looking Sanlam branding.

What to look out for in possible scam loan invitations:

They tempt people with very low interest rates
They request advance “fees” and then disappear with the money
With no legitimate preceding loan approval process, they request people’s personal details including their ID numbers, full names, occupation and monthly income as well as telephone numbers and email addresses
Their “marketing” material is poorly formulated with language and spelling errors
They sometimes use the names of actual Sanlam employees in their correspondence
They have “staff” who answers telephones in an effort to support their image of legitimacy
Sanlam’s loan offer is managed through Sanlam Personal Loans (Pty) Ltd, a registered credit provider.

We will never ask for any up-front payment of any costs to process a loan application and we appeal to people to consider that, if an offer looks too good to be true, it probably is!

too good to be true, it probably is!

Language Policy


Call Centre

Our call centre is able to service clients in 5 languages (English, Afrikaans, Zulu, Xhosa and Sesotho) with regards to verbal applications, quotations, contracts and general queries

Sanlam Personal Loans Documentation

The following documents are also available in 5 languages :

  • Loans Documentation
  • Pre Agreement Statement (includes terms and conditions)
  • Quotations
  • Loan Agreements
  • Credit Life Policy Summaries
  • Section 129 Enforcement Letter
  • Direct mail (marketing material)
  • Loans are subject to the National Credit Act, No 34 of 2005.

For Alternative Loans Please Click Here

Loans from Sanlam Personal Loans are administered and managed by DirectAxis, an authorised Financial Services Provider. Sanlam Personal Loans (Pty) Ltd Reg. No. 2001/016316/07, Registered Credit Provider (NCRCP272), is a joint venture between Sanlam Life Insurance Ltd and Direct Axis SA (Pty) Ltd. Reg. No. 1995/06077/07.